120-Day Startup Loan Program
Why do some ideas succeed and others fail? Do you have a great idea, but don't know how to get it up and running?
WHAT IS THE 120-DAY STARTUP LOAN PROGRAM?
A program designed with one goal in mind… to obtain startup capital!
The 120-Day Startup Loan Program was designed to eliminate procrastination and help you to reach your goals as quickly as possible. Our step-by-step program takes you through the entire startup process, including getting a loan from $10k to $350k. The program offers five phases to help you come up with a business idea, create a business plan, obtain a startup loan, satisfy any regulatory requirements, and create a launch plan.
You Just Need 120 Days
One of the most common excuses for not doing something is a lack of time. That’s why this easy-to-follow program takes you from idea, to loan, to launch in just 120 days.
So, what's holding you back from taking that first step towards your dream of owning a small business?
As with many entrepreneurs, you may be worried about funding, competition, and even total failure. Additionally, it’s tough to go at it alone. It can be scary and lonely when you first start something new, and it can feel isolating not having anyone to bounce ideas off.
It’s difficult to start a small business and that’s why the 120-Day Startup Loan Program helps you every step of the way. One of the best things about the program is that it gives you a greater sense of agency by continuously building your confidence. At every stage of the process, you’ll know exactly what to do because you’ll feel confident and supported.
By the end of the program, you'll have selected a lender, designed a business plan tailored to the lender’s specifications, taken the necessary steps to satisfy regulatory requirements, developed innovative marketing strategies, and everything else needed to ensure long-term success.
What Makes The 120-Day Startup Loan Program Different?
Through research, I have designed an easy-to-follow program based on proven strategies from the industry’s top thought leaders.
Each course is based on proven methodologies and the best blue-chip entrepreneurial resources. Here is a list of just some of the thought-leaders who inspired this program: Allan Dib, Peter Drucker, Steve Blank, Jim Collins, Alex Hormozi, Gary Vaynerchuk, Angie Mohr, Gino Wickman, Michael Gerber, Simon Sinek, Alexander Osterwalder, Eric Reis, and Ali Abdaal.
Our goal isn’t to simply restate their theories, instead we funneled them into bite-sized lessons that are easy to implement. These lessons are immediately actionable in homework assignments called Action Items. Each week we review these Action Items together to make sure you’re on the right track.
After years of working as a small business lender, I have rare “insider” knowledge of the best sources of startup capital and training methodologies for new entrepreneurs. And I specialize in connecting our entrepreneurs with high-quality, non-predatory lenders.
What’s Inside The 120-Day Startup Loan Program?
Phase 1: Designing Your Business
The Business Design course guides you through each step in the process of designing your own company– including coming up with the idea, testing and validating the idea, identifying a marketing strategy, and outlining how you will manage the company.
Course Curriculum (16 Lessons)
· Introduction to Business Design
· Brainstorming: Why do you want to start a business?
· Business Idea: What is the problem or opportunity?
· Customer: Who has the problem?
· Terminology
· Solution: How will your solution complete tasks, satisfy customers, and create a bond?
· Testing: Are customers willing to purchase my solution?
· Marketing: How will you engage customers?
· Metrics: How will you track progress?
· Operations: How will you get the job done?
· Technology: What critical technology will you need to run the business?
· Managing Risk: How will you reduce risk of business failure?
· Business Finances: What are your projected income and expenses?
· Business Finances: How will you track your income and expenses?
· Management: What are your guiding philosophies and business strategies?
· Organization: Who is responsible for achieving specific outcomes?
· Business Design Course Conclusion
Phase 2: Connecting with Your Lender
The Startup Loan course teaches you which funding sources are best for startup businesses and which ones to bypass. You’ll learn what lenders prefer and how to align yourself with those expectations. And finally, you’ll learn what the loan process entails.
Course Curriculum (14 Lessons)
· Startup Loan Course Introduction
· Startup Funding Sources to Bypass
· Secret Startup Loan Sources
· Microlenders
· Community Advantage Lenders
· Community Development Financial Institutions
· Understanding What Lenders Want
· Money Smart
· Industry Know-How
· Designing a Well-Thought-Out Business Plan
· Researching Lenders
· Common Loan Requirements
· Summary of the Loan Process
· Action Items for Startup Loans
· Startup Loan Course Conclusion
Phase 3: Tailoring Your Business Plan
The Business Planning course takes your idea and puts it down on paper. You’ll learn how to use AI to quickly prepare a business plan tailored for our preferred lenders.
Course Curriculum (29 Lessons)
· Business Planning Course Introduction
o Business Canvas vs. Business Plan
· Business Canvas Overview
o Intriguing Statement or Question
o Problem
o Customer
o Solution
o Alternatives
o Marketing
o Financial Projections
o Startup Costs
o Founder
o Summary
o Business Canvas Action Item
· Business Plan Overview
o Executive Summary
o Company Description
o Industry Analysis
o Market Analysis
o Marketing
o Competitive Analysis
o Management
o Organization
o Operations
o Technology
o Financial Projections
o Loan Request
o Appendix
o Business Plan Action Item
· Business Planning Course Conclusion
Phase 4: Completing the Startup Process
The Startup Process course takes you through everything from setting up your business structure to finding a location and satisfying regulatory requirements.
Course Curriculum (18 Lessons)
· Startup Process Course Introduction
· Step 1: Start keeping receipts immediately
· Step 2: Identify your industry’s association
· Step 3: Choose an accountant
· Step 4: Choose an attorney
· Step 5: Research freelancers and virtual assistants
· Step 6: Choose a location
· Step 7: Choose a business structure
· Step 8: Choose your business name
· Step 9: Register your business
· Step 10: Obtain a federal and state identification number
· Step 11: Obtain a sales tax identification number
· Step 12: State, federal and local tax filing
· Step 13: Employee requirements
· Step 14: Other regulatory requirements
· Step 15: Research insurance companies
· Step 16: Research banks
· Step 17: Setting up QuickBooks
· Step 18: Record retention and computer backup
· Startup Process Checklist
· Startup Process Course Conclusion
Phase 5: Creating a Launch Plan
Phase 5 is when you’ll create your business launch plan. A business launch is one of the best opportunities to create a buzz around your brand and company. The goal of the launch is to create awareness and build anticipation. You'll learn strategies to promote your business, drum up excitement, and even get media coverage.
Course Curriculum (8 Lessons)
· Create Awareness and Build Anticipation
· Online vs. Brick-and-Mortar Launches
· Soft Launch vs. Big Launch Event
· Pre-Launch Website Content
· Training and Assigning Tasks for the Launch
· Marketing and Advertising
· Activities for Launch Day
· Launch Timeline
· Conclusion
The 120-Day Startup Loan Program
Price $397
Five Program Phases (1) Designing Your Business (2) Connecting with Your Lender (3) Tailoring Your Business Plan (4) Completing the Startup Process and (5) Creating Your Launch Plan
78+ bite-sized and engaging lessons with easy-to-follow homework assignments.
24/7 access to online course material from all your devices so you can study anytime, anywhere, at your convenience.
Over 20 done for you custom-designed templates.
Community Rules
At ZeroBlue, we're more than a program – we're driven founders united by our passion to surround ourselves with positivity, accountability, and a growth-focused mindset.
Our community thrives on mutual support and inspiration. As you engage with fellow participants, embody the values of accountability and determination. Our founders are a collective of individuals who uplift one another and embrace challenges as stepping stones.
In our program, you'll find a roadmap to success – a proven formula that has helped countless aspiring entrepreneurs achieve their dreams. But like any journey, it's not just about the map – it's about the steps you take. If the results you're seeing aren't aligning with your aspirations, remember that challenges are opportunities for growth.
Instead of dwelling on setbacks, channel that energy into refining your approach. Put in that extra effort, explore new angles, and embrace the learning curve. We encourage you to take responsibility for your progress and celebrate each milestone along the way.
Negativity and complaints don't have a place here. We're a community of action-takers, determined to overcome obstacles. If you resonate with this mindset, you're in the right place. But if negativity prevails, our program might not align. Additionally, if you are deemed to be disruptive and negatively impacting the community, you will be removed from the program and community without a refund.
Our founders are a vibrant tapestry of entrepreneurs who share a common thread of positivity, ambition, and accountability. By joining us, you're embracing not just a program, but a group of founders that believe success stems from mindset, actions, and resilience.
Frequently Asked Questions
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The 120-Day Startup Loan Program is for new entrepreneurs who want practical step-by-step help with designing a business and obtaining a startup loan. This program directs you to reputable funding sources with a higher probability of financing startups. We work with purpose-driven entrepreneurs who want to pursue work they’re passionate about. So, if you have an amazing idea, the dedication to commit to 120 days, as well as passion and purpose, then this program is for you.
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The 120-Day Startup Loan Program is not for individuals seeking venture capital financing. If you are seeking venture capital, then read The Startup Checklist by David S. Rose and The Art of Startup Fundraising by Alejandro Cremades? Also, check out the pre-startup accelerator program by Y Combinator called Startup School.
Additioanlly, we are not for individuals who fall under the Science, Technology, Engineering, or Math (STEM) category of business startups. This includes product design and commercialization.
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Our programs are online and available 24/7. They are also self-paced, so you can study at your convenience. The time you invest in the course will vary depending on your daily schedule, individual learning speed, and the complexity of the business you plan to start. Most students can complete the program by setting aside 3-5 hours a week.
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It’s helpful to have an idea in mind, but it’s not a necessity. One of our first lessons is coming up with a business idea. Many of the entrepreneurs we’ve worked with either completely changed directions or significantly tweaked their original idea while taking the class.
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You can set your own learning schedule and pace. The majority of our students find weekly deadlines energizing and motivating which is why we designed the program to mitigate procrastination. We also encourage entrepreneurs to get their businesses up and running as quickly as possible.
However, you're free to study at a more leisurely pace.
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The 120-Day program gives you unique insider knowledge from Chris Scott, a former startup lender and expert. You'll learn the best tips and time-tested strategies for obtaining a startup loan.
The course tries to eliminate procrastination by taking you step-by-step through the entire startup process. From day one, you will be on a mission to beat the clock and finish the program in just 120 days. All you need to do is follow along by watching our bite-sized lessons and completing the homework sections (Action Items) at the end of each lesson.
Due to the digital nature of this product, we do not offer refunds.
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While we do work with some of the best community development agencies in the country, we cannot guarantee you will be approved for a loan.
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Lenders typically expect you to invest some of your own money (an equity injection) into the business. Students should be prepared to invest between 10% and 30% (the average is 15%) of their own funds towards the total cost of starting a business.
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Our program offers substantial value to those interested in being approved for a startup loan ranging between $10,000 and $350,000 in just 120 days. Our trainers have over 20 years of experience in helping small business owners obtain startup loans and start businesses.
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No. Because of the various differences between businesses, we cannot guarantee that you will be able to start your business within 120 days. Some businesses will start as quickly as 120 days and other businesses that are more complex, such as businesses needing to remodel a location will take longer. The optimal timeframe is 120 days, but some businesses may take six months or a year to complete the steps necessary to launch.
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We do not guarantee that you will achieve any particular result or outcome using any of the ideas, tools, strategies, or recommendations presented. We make no promises or warranties concerning your likelihood of success, performance, future earnings, business profits, marketing performance, customer growth, or results of any kind. You understand that with any business endeavor there is an inherent risk, including a loss of capital and loss of customers and therefore you assume all responsibility for any such risk.